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massive regulatory failure' exposed by FCA closed book review 3rd March 2016 12:25 pm 3rd March 2016 12:32 pm news Investments Asset managers delay fund launches amid EU regulation uncertainty 3rd March 2016 11:30 am 2nd March 2016 5:48 pm 1 2 3 4 5 &hellip. Interest rates?? Balance transfers and purchases: At the end of the 0% period, balance transfer fees will apply and interest will be charged on new purchases and any outstanding balance transfer and purchase balances at the standard purchase rate of 18. Policies and documents Modern slavery and human trafficking statement FAQs What duties do employers have under the transparency in supply chains provisions of the Modern Slavery Act 2015.