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??Beware super funds offering incentives Superannuation legislation prohibits incentives being offered to employers on condition that their employees join that fund. However, introducing it on the iPhone could give Apple an advantage over??Samsung and its upcoming Galaxy S7 as historically, its devices have only had one speaker. ??Related links Managing debts Managing on a low income Saving How to get out of travel debt Case study: Katie's budget reality check Last updated: 18 Feb 2016 Calculators Budget planner Credit card calculator Mortgage calculator Super calculator Retirement planner calculators & apps.