Tyres will of course wear down naturally with time and certain driving habits, such as aggressive driving and harsh braking. You do run the threat that the business may choose to make the item or that a rival may rapidly present the exact same item. It outsells its more humble Citroen C3 cousin here in the UK, which incidentally is the 3's biggest market.
Yet paradoxically (perhaps not) we are ultimately stimulated by power, the thought of active participation in the marketplace is discouraged and yet it cna be argued however provocatively that this is sum total of what the artworld is or has become. In this way these policies that pay out based on seriousness are more similar to other types of insurance policies, for instance contents insurance wouldn't pay out the full value of your home's contents if only your television was stolen. It is not, when the exercise of that right has unacceptable public consequences, or when the sum of likely choices is dangerous to a community.